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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Rob is awesome! He and the company went above and beyond for me. We could have closed 12 days sooner if I had wanted to. I would highly recommend him. This is the second house that I have purchased with him. Great guy. Michael Daly Customer
We recently purchased our home with the help of Rob Davis and Amerifirst Financial Inc team. The entire experience was stress free. As a busy mother of 2 kids with a toddler, preteen and career woman Rob was always available for discussion. He is very knowledgeable and answered all my ... READ MORE Veronica Reyes Registered Nurse
What I have to say is that Rob Davis and his assistant Sara Kirk basically backed up every word I was given. And I was assisted patiently all throughout the process. I would take my business to him again without a second thought! Jose D Farias Retired
Rob and his team treated me soo good and gave me the lowest APR of any bank I went to. Rob is very professional and always returned my phone calls and got my refinancing papers and returned back to me in a timely matter. I will do business with Rob any time. Outstanding team work. Thank you!! Joseph Dyresen None
Rob and his staff made the mortgage process easy for me. They followed up with me via email and text on a regular basis. Julie Pineda Teacher
Rob Davis made it easy to purchase a home he explain to me what I need to do and with his help in less than a month I was living in my own house. STOP paying somebody else’s mortgage for as little as it takes to move into a rental you can buy your own home !! Octavio Moreno Truck driver
Rob and Veronica were great with keeping me updated throughout the refinance process. Everything is automated and online, very easy to complete the paperwork. Andrew Larsen Supply Chain Manager
We had contacted Rob regarding financing our mortgage. It's done now, in less than a month, and yet it's still hard to grasp how quickly and smoothly the process was. It literally was painless and hassle-free. Our thanks and appreciation to Rob and America First. Rebecca Rorie
Rob has done an awesome job for me twice now and highly recommomend Louann Robertson
Very attentive and responsive. Good knowledge of product and helped me to save costs. Jose Medina Jose Medina
Rob and his team did a great job for us on our recent refinance. They got us a great rate and even closed our loan early. I will definitely recommend the Rob Davis team to my friends and family. Thank You for doing a Great job ! Mark Vogel Mark Vogel Retired
100% reliability! Great communication through the entire process of financing. Very low stress experience. We highly recommend Amerifirst and the Rob Davis team. Russ Smith Lead Pastor
I recently refinanced my home and this was the third time that Rob assisted me. It is always to work with him and his team. The process was so simple. I recommend Rob Davis to assist in buying a house or refinancing. Thanks Rob for everything. Melanie Saunders Melanie Saunders
Rob was professional and responsive in all of our interactions. I would contact him if I have further loan needs. Joe murria Joseph murria
As a first time home buyer I expected the worst about the mortgage process and thought I would be months out to be able to buy my own home, and that's if I could qualified at all. My first conversation with Rob eased my anxiety and put everything in a realistic prospective. Not ... READ MORE Brandy Sherling
Rob, was very professional at all times and helped us like no other company that we tried prior , He surpassed our expectations and can recommend him confidently to any one who needs his services . Thank you Rob Davis Aracely Latina Aracely Latina Borrower
Mr. Rob Davis and his team has been so gracious and professional during the transition of my purchasing the home I love. He is very patient and answered all the question and concerned I have during the process. Mr. Davis's and his team are the right personnel to assist anyone ... READ MORE Ludivica Stickler Finance Analyst IV / Retired
Working with loan officer Rob Davis and loan processor Sara Kirk was a dream. They were both very responsive and made the mortgage process extremely easy for me. I am happy with my experience in working with them and recommend anyone looking for a mortgage to contact Rob directly. He ... READ MORE Bryon Peters Real estate compliance auditor
Rob was recommended to me by my real estate agent, and I am very satisfied with the result. He and his assistant Sara were helpful through the entire process by answering my questions quickly and keeping me updated on the status of the loan. I also felt that the rate and fees were ... READ MORE Anthony Sanchez Anthony Sanchez Buyer
Rob and his team made the loan process go so quickly! They’re really on top of it! Mikayla Sasso Mikayla Sasso
Rob did a good job again in my mortgage. His company did explains everything very well about the transactions. They all work together and they treat all the customer with respect. Again Thank you very much Rob for a wonderful job. Mark mallari Customer
Rob Davis and his team came as a recommendation from our realtor and I am so glad she recommended them! I was given great service from the beginning call until now months after the closing on our home. The process was fast and easy. I definitely recommend Rob Davis and his team to all ... READ MORE Angie Lavalais Angie Lavalais Counselor
I don’t know what to say other than he went beyond what I was expecting to find me the loan amount I needed for my first home. If you’re looking for a finance officer who will get you what your worth. Then I would highly recommend Mr. Rob Davis Michael Talbott Michael Talbott
Rob and his assistant Sara did a great job! Always availble, easy to talk to and FAST! Mary Swearingen District Manager
We happened to come across Rob Davis and a great team at Amerfirst by chance. Rob is very good at what he does. His team stopped at nothing to do the best job and get us a great deal. He and his team are very knowledgeable and resourceful and won't give up until they explore every ... READ MORE Peter sandoval Peter sandoval Logistics
Rob Davis and his amazing staff were phenomenal. While purchasing a home in Arizona while living in Hawaii, they made every step as simple and convenient as possible. The entire team including escrow- Title Alliance of Phoenix , realtor Leney Gonzaga- all worked exceptionally hard ... READ MORE Makana Clarke Makana Clarke Counselor, Psychology
I recently learned how terrifying and frustrating and exciting buying your first home can be. Rob and his team went out of their way to ensure my questions were answered and even helped me with the questions I did not know to ask. He truly cared about me as a person and in this crazy ... READ MORE Nicola Wizner TIer 2 Support Specialist
Rob and his team were great through out the entire process. Thank you once again for everything! Katie Hughlett Katie Hughlett
Rob and his team were very helpful throughout the process. The y went above and beyond to make my closing a success. They were able to work around all obstacles that they came across and kept me in the loop always. I will highly recommend the Rod Davies team for all you mortgage needs. Roseline Fonguacha Buyer
Mostly worked with Sara but very happy with this branch Don Nace Retired
Thank you to Ross Ferraro for recommending Rob and his amazing team to handle my loan in a quick and efficient manner. I was able to close within a month with the assistance of Sara Kirk who was able to explain all the details of the process from beginning to end. It was a great ... READ MORE Elizabeth Ogden Elizabeth Ogden Educator
Rob was a huge help in my last transaction and this most recent one. He made the whole process very easy from start to finish. I would definitely recommend working with Rob and his team. James Rose Client Manager
Rob and his processor Sara did a great job of getting my deal done when all the big banks could not! I am in the mortgage business and was reaction from New Jersey to Arizona and Rob was able to get it done! There were some obstacles to overcome but he snd his team worked diligently to ... READ MORE Dave Duffy Dave Duffy Private Mortgage Banker
Rob Davis and his team were absolutely amazing. From start to finish they were available to answer questions and provide explanations and recommendations for our mortgage that helped put me and my wife at ease. As first time home buyers, we are so grateful for the knowledge, care, and ... READ MORE L. Skiles
Rob Davis and the team at AmeriFirst went above and beyond in helping us purchase our home We would recommend them without any hesitation. Rick Johnson
The loan process was fast and smooth. I will definitely use AmeriFirst Financial for my next purchase! T Brooks
Rob Davis was amazing to work with he was very helpful and made my experience buying a home very smooth i would recommend him to everyone!! Thank you Rob Tevita Fatongiatau Home buyer
Rob and the team were great to work with right from the start. He was very responsive to any question as we went through the process, and the team was very friendly and knowledgeable. The other big factor is that they were very competitive with their rates and worked to earn my ... READ MORE Brendan Layden
Thanks to Rob and his team. Buying a house is not an easy process. Thanks to Sara for ALL the help. She is the best. Ralph Norman
Mr. Davis and his team are absolutely amazing. They keep you informed of everything that is happening. Rob and his team treat you like family and help with what they can. I would recommend Rob and his team to anyone looking to buy, refi, or what ever your needs are. They will not disappoint. Heather Halvorsen
We had a truly wonderful experience Rob’s entire team especially Sara Kirk were true professionals, they were able to close our loan in 2 weeks!! Kirk O'Halloran Kirk O'Halloran Kirk O'Halloran
Rob Davis is the best lender I ever had. He did a fabulous job for me and trait his clients like a royalty. He was amazing, and did every thing he could to give me the best mortgage. Thanks a lot for all your help. I certainly will recommend you to anyone. Thanks again Rob, you ... READ MORE Nicole J. Busano Nicole J. Busano Customer Service Associate
Rob was simply the best!!! He answers his phone almost any time of day, He is willing to help in any way he can, and he even attended our signing and fixed an error!!! Thank goodness he was there! I have never had such dedication from my lender!! He is almost like family at this ... READ MORE Karla Rahn Client
We meet Rob through our agent when we were first looking at buying a house. We were not even sure we could buy a house. When in doubt ask Rob. He asked us a few simple questions and a few minutes later we were pre approved. We wanted more so Rob said we needed to clean up our credit, ... READ MORE Michael E HOME OWNER
In working with Rob and his team, I was informed and had knowledge of where I was at each step of the process. Rob was always professional and personable, yet he added a very, very important element… he totally understood my situation, and created a plan to help me achieve my ... READ MORE C. Sabbath
Rob helped me get my mortgage application, he went beyond what most bankers do to help. He is always available for questions; mine was a challenge and he did his best, searched out inovatiive to get me the house of my dreams. Nancy Alich Registered Nurse
My wife and I are so very pleased with the help and getting us the finances for our new house. I would highly recommend Rob and his staff to anyone that is looking to get their own home. Lance Lambert
Rob Davis has put together a team of experts who will walk you through the mortgage process step by step, making it seem easy. In particular, Sara was always on top of things and very patient in explaining anything I didn't quite understand, even going over it again in a ... READ MORE Frances Hanson
Rob and his team were absolutely amazing. I was a first time home buyer and Rob made this process completely painless. Would recommend to anyone!! Rachel Bergstein Program Manager
Thank you for reaching out to my wife & myself after working with another personal . You came in and helped us where the other person left and you helped us every step of the way to getting our new home you helped us when we didn't understand what we needed to do next ,this is ... READ MORE Jose D Esparza I'm a ready mix driver ,enjoy driving thruout the valley
I would recommend Rob Davis to everyone I know!! He helped me through the process of buying my first home and made me feel like him and his team truly cared about me! He went out of his way to help me out and I appreciate getting the opportunity to have him as my loan agent! Thanks so much rob!' style='font-weight: bold' target='_blank'>READ MORE Heather Bailey Heather Bailey
It was a seamless experience purchasing our new home. I highly recommend AmeriFirst Financial and we worked with Rob Davis. Thank you Rob for all the great effort you put forth. Joan M. Nielsen
If you are wanting the best customer service and are seeking wisdom on loans....Rob is the man for you! Thank you Rob for your service and providing me the direction to select the loan to fit my needs in the purchase of my new home! Tracy Hugo Tracy Hugo Program Manager
Rob and his team were very fluid when it came to the whole experience. From the very first call to closing took less then 30 days. Rob and his team were very professional and made the process seem easy. As a first time homebuyer the whole Mortgage process can seem overwhelming. ... READ MORE Benjamin Kirchner Enrollment Advisor
Works very hard to make sure things get done on time! Stephen Gygi Spanish Teacher
Mr. Davis is the perfect person to have in your corner when going through the loan qualification process. He was respectful of my time, always courteous, and very knowledgeable. I owe my new found happiness and home to Mr. Davis. I recommend using Amerifirst for your mortgage or any ... READ MORE Kristeen Jones New Home Ownwe
From beginning to end Rob was courteous, kind, and professional. He listened attentively to us so that he could focus in on our needs to find what would best suit us. I would recommend him into anyone needing financing. Jessica Mejer Teacher
We want to thank Rob Davis for making the loan process easy. He kept us up to date regarding the loan, and took care of our questions immediately. I would recommend Rob Davis to anyone who is in need of a Mortgage Broker. Thank you again, Chris & Kim Pfaff Chris & Kim Pfaff Home buyer
Rob and his team were very thorough and responsive to our needs. My wife and I were kept informed throughout the entire process, the loan closed seamlessly, and we are satisfied customers. Mark Shaffer
Rob was an excellent help in the loan process. He painted me a clear picture and made sure I understood every step of the process. Kamon Dubiel
Amazing! Rob and his team actually make it enjoyable to get financing. It is supposed to be exciting to buy a home or refinance like we did for a remodel. I have a had past experiences where I felt upset with the struggle and difficulty dealing with a funding institute, but with Mr. ... READ MORE SHAUN LEARY
He was very helpful in the loan process and was available to answer all my questions. Braye Jombo Navy Veteran
Rob went above and beyond on a difficult loan to get the deal done time. He was always available to answers questions for me, as this was my first home buying experience. Rob went out of his way to be present for my signing to ensure all the loan docs were complete and correct. ... READ MORE Patrick Heffernan Patrick Heffernan Executive Assistant at Celestial Care
Rob was great to work with while I was buying my first home! He was always very good about answering my phone calls or calling me right back if unable to answer right away. He answered all of my questions and explained everything thoroughly if I didn’t understand. He was very ... READ MORE Berna Sackett
This was truly the most pain less and easy loan process me and my wife have ever received. We would highly recommend using Rob Davis and his team. Marvin Bivens
Rob did an excellent job in sourcing a competitive loan for our Scottsdale income property. His primary loan processing support person, Sara kept her cool as several challenges were encountered and handled. Rob's team worked efficiently and professionally through the entire process. CRAIG LINDHOLM Wealth Management Advisor
I started with a different lender & I was ready to say forget it; but then, I met Rob. I wish I would have met him in the beginning, it would have saved a lot of tears & anxiety. I am not an easy woman to please, I'm stubborn & always skeptical, but I thank God every ... READ MORE Lee Ann Hudgens Counselor
I can not say enough about the great job that Rob and his team did for me. We went through the process with us being on the east coast. They made it as easy and clear as possible. They made all the timelines discussed and were very helpful. The Davis Team are good people. Robert Shaw
Rob is excellent at what he does and has your best interest at heart. I really didn't have to say anything other than I want what you would want if you were me. That is exactly what I received. First class, no question. Joshua Johnson Home Buyer
I highly recommend Rob Davis for all your mortgage needs. I had issues with three different lenders who all declined my deal. I latter got Robs info from a new build and on the same day he was able to get be pre qualified. We went thru the whole process and closed on time without any ... READ MORE Isaac O. Yeboah Realtor
Thanks to rob and all his friendly staff. Everyone was friendly and helpful. With Rob’s help, we were able to close on our new home in two weeks. James evans
Rob and his team worked tirelessly to get our loan approved. My wife and I are very greatful for the hard work and dedication in helping us get our first house. Christian Phillips
As a first time home buyer, the process can seem overwhelming! Rob and his entire team made this an easy and seamless process. Rob started by getting to know me and my financial situation to ensure I knew what I could afford. He was very responsive, answering all my questions, even on ... READ MORE Kristen Boyd Kristen Boyd First Time Home Buyer
Thank you so much for your help in achieving my first home!!! You made the process so easy for I would recommend you to all my friends and family. Izzy coronel Bartender
Rob is the man to see! Got us through our mortgage with flying colors. Mike Seitts Mike Seitts Owner Red Truck Trading Company and The Grotto Cafe.
Very Pressure to work with you the transition very smooth.I hope I will work with you again in the future. Thank You Anchalee Komsri
Being a first time homebuyer, I was pretty skeptical about a lot of things and I wasn't sure who or what to trust. Rob put me at ease from the get go. I am not sure how many times I texted, called or emailed him and he always made sure my questions were answered. He has a very ... READ MORE Shine Phinao Shine Phinao Wedding/Portrait Photographer
We recently purchased a home and Rob was wonderful! I was a first time home buyer, and Rob went out of his way to walk me through the process. He provided me with all the info I needed, explained my options, did research on the property, and was on the ball the whole way through! I ... READ MORE Brittany Kirkwood Sales Representative
Rob walked us through the process of pre-qualifying and then the final loan approval process. He took a personal interest and was available whenever we needed him, including weekends. He did an awesome job. Thomas Sullivan Facilities Manager
We moved from out of state and had extra questions and concerns about our loan and loan timing. Rob and his team are experts at the loan process here, excellent communicators and flawless and pushing details through. This process helped me get the home I wanted with ease. Great working ... READ MORE Christy Kenyon California to Arizona Honebuyer
What can I say about Rob Davis and his team at AmeriFirst Financial.Nothing but GOOD, he helped us get our financing. His team kept us on our toes with getting all the needed paper work for the processing of our mortgage. They also kept us advised thought out the whole process. ... READ MORE Eduardo Murillo New Home Owner
My boyfriend and I had been trying to get to the process of being able to buy a house for about 3 years before meeting Rob. We had been paying off something damaging his credit and saving any money we could. When we felt we were finally ready we went to Bank of America to get a ... READ MORE Leanne Heer Finally a first time home owner!
Had a great experience as a first time buyer with Amerifirst financial! Ashley Lopez Loan advisor
Now I may not be a seasoned home-buyer on my 4th or 5th+ home and mortgage, but i have to say that working with Rob and his team was a literal 'breeze'. I asked question after question (and likely asked the same again) and every time Rob & Sara and others answered, ... READ MORE Ken Marquis Just a regular guy
Throughout our entire loan process, Rob was always available and responded quickly and thoroughly to our questions. It is great to work with people that figure out how to make things work, not focusing on how things won't work. We were given weekly updates, plus any additional ... READ MORE Janet Akerlind
Enjoyed working the team at Amerifirst Financial Jeanette
Mr. Davis has met and exceeded all expectations my wife and I had going into this house buying thing for the first time. He answered every question we had and explained the full process before and during this event. I would recommend Mr. Davis and his team to anybody needing a smooth ... READ MORE Joseph Sevilliabo Heavy Equipment Operator
Rob Davis and his team were excellent throughout the entire process. If we had questions, he was on it. I have never had an experience this smooth and stress free with a mortgage before. Highly recommended! Matt and Deb Johnson Matt and Deb Johnson Borrowers
Rob Davis and his team are incredibly knowledgeable, organized, personable, and reliable. I wish that all of my clients used them for mortgage services! They are open with communication throughout the entire transaction. They are also up to speed on VA, FHA, and down payment assistance ... READ MORE Jenn Rahn RealtorĀ®
Rob and his team is amazing! Definitely helped keep my stress level down during our move from Colorado to Arizona. He was prompt, informative, and transparent. I would recommend Rob and his team to anyone looking for a smooth transition into home ownership. Michelle Hilger Area Account Manager
The team at AmeriFirst Financial is awesome! We recently bought a new home and they are very professional and answered all of our questions right away to make the process as stress free as possible. We were very pleased with Rob Davis and his team. We highly recommend AmeriFirst Financial! Chris and Rebecca Bowers
Rob was a great help for a first time home buyer like myself! He is very knowledgeable and willing to help however he can. He answered all my questions and got back to me very quickly. I would recommend him to anyone who is in the market to buy a home and needs a loan. Michael T Electrical Engineer
I highly recommend Rob Davis to anyone needing a home mortgage. His expertise and ability to explain the process is invaluable. I was truly satisfied from beginning to the end. Rob solidified why he came recommended especially during close when he suggested not to fund the loan until ... READ MORE Carolyn Campbell Senior Financial Center Specialist
Rob drove miles to collect documents needed for loan. And Sara was very helpful. Allen Nuzik Allen Nuzik Retired
I would like to say from day 1 Rob told us that he could get us into a home when no one else could. He found us a Realtor and took us step by step through the entire process from beginning to end. Rob answered any questions we had any time and always reminded in a timely manner if he ... READ MORE David Bingham
Mr. Rob Davis is an Exceptional Person. Mr. Davis is a very dedicated individual who worked with me and followed through on every part of the process to help me very much for purchasing my first house. He was there and believed in me. Mr. Davis is extremely knowledgeable at what he ... READ MORE Yvonne Smith Yvonne Smith Accounts Payable
It was great working with Rob. He answers all your questions. And he has a team of people working for him that would get you into the right direction. Sanh Nguyen
Rob and his team went above and beyond to make everything possible with our refinancing, not only helped us with reify process .But putting documents together also he's a great financial advisor. I recommend Rob to anyone who's searching for mortgage or refinance. Sara his ... READ MORE Lucas Kingori AZ LUXURY RIDE
Rob was really great to work with. Being a first time home buyer, in the beginning I had a lot of questions, and Rob was always available to answer them. He ensured that I always had updated information throughout the entire process and really did make the process of buying a home a ... READ MORE Tricia Phillips Homeowner
I would like to thank Rob Davis and his team for helping me and my family achieve our goal of home ownership. We are truly grateful and thankful, Rob Davis was awesome throughout the hole process. Rob and his team our so knowlegeable. Thanks again from the Brown Clyde Brown Slot Supervisor

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