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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


My wife and I are so very pleased with the help and getting us the finances for our new house. I would highly recommend Rob and his staff to anyone that is looking to get their own home. Lance Lambert
Rob Davis has put together a team of experts who will walk you through the mortgage process step by step, making it seem easy. In particular, Sara was always on top of things and very patient in explaining anything I didn't quite understand, even going over it again in a ... READ MORE Frances Hanson
Rob and his team were absolutely amazing. I was a first time home buyer and Rob made this process completely painless. Would recommend to anyone!! Rachel Bergstein Program Manager
Thank you for reaching out to my wife & myself after working with another personal . You came in and helped us where the other person left and you helped us every step of the way to getting our new home you helped us when we didn't understand what we needed to do next ,this is ... READ MORE Jose D Esparza I'm a ready mix driver ,enjoy driving thruout the valley
I would recommend Rob Davis to everyone I know!! He helped me through the process of buying my first home and made me feel like him and his team truly cared about me! He went out of his way to help me out and I appreciate getting the opportunity to have him as my loan agent! Thanks so much rob!' style='font-weight: bold' target='_blank'>READ MORE Heather Bailey Heather Bailey
It was a seamless experience purchasing our new home. I highly recommend AmeriFirst Financial and we worked with Rob Davis. Thank you Rob for all the great effort you put forth. Joan M. Nielsen
If you are wanting the best customer service and are seeking wisdom on loans....Rob is the man for you! Thank you Rob for your service and providing me the direction to select the loan to fit my needs in the purchase of my new home! Tracy Hugo Tracy Hugo Program Manager
Rob and his team were very fluid when it came to the whole experience. From the very first call to closing took less then 30 days. Rob and his team were very professional and made the process seem easy. As a first time homebuyer the whole Mortgage process can seem overwhelming. ... READ MORE Benjamin Kirchner Enrollment Advisor
Works very hard to make sure things get done on time! Stephen Gygi Spanish Teacher
Mr. Davis is the perfect person to have in your corner when going through the loan qualification process. He was respectful of my time, always courteous, and very knowledgeable. I owe my new found happiness and home to Mr. Davis. I recommend using Amerifirst for your mortgage or any ... READ MORE Kristeen Jones New Home Ownwe
From beginning to end Rob was courteous, kind, and professional. He listened attentively to us so that he could focus in on our needs to find what would best suit us. I would recommend him into anyone needing financing. Jessica Mejer Teacher
We want to thank Rob Davis for making the loan process easy. He kept us up to date regarding the loan, and took care of our questions immediately. I would recommend Rob Davis to anyone who is in need of a Mortgage Broker. Thank you again, Chris & Kim Pfaff Chris & Kim Pfaff Home buyer
Rob and his team were very thorough and responsive to our needs. My wife and I were kept informed throughout the entire process, the loan closed seamlessly, and we are satisfied customers. Mark Shaffer
Rob was an excellent help in the loan process. He painted me a clear picture and made sure I understood every step of the process. Kamon Dubiel
Amazing! Rob and his team actually make it enjoyable to get financing. It is supposed to be exciting to buy a home or refinance like we did for a remodel. I have a had past experiences where I felt upset with the struggle and difficulty dealing with a funding institute, but with Mr. ... READ MORE SHAUN LEARY
He was very helpful in the loan process and was available to answer all my questions. Braye Jombo Navy Veteran
Rob went above and beyond on a difficult loan to get the deal done time. He was always available to answers questions for me, as this was my first home buying experience. Rob went out of his way to be present for my signing to ensure all the loan docs were complete and correct. ... READ MORE Patrick Heffernan Patrick Heffernan Executive Assistant at Celestial Care
Rob was great to work with while I was buying my first home! He was always very good about answering my phone calls or calling me right back if unable to answer right away. He answered all of my questions and explained everything thoroughly if I didn’t understand. He was very ... READ MORE Berna Sackett
This was truly the most pain less and easy loan process me and my wife have ever received. We would highly recommend using Rob Davis and his team. Marvin Bivens
Rob did an excellent job in sourcing a competitive loan for our Scottsdale income property. His primary loan processing support person, Sara kept her cool as several challenges were encountered and handled. Rob's team worked efficiently and professionally through the entire process. CRAIG LINDHOLM Wealth Management Advisor
I started with a different lender & I was ready to say forget it; but then, I met Rob. I wish I would have met him in the beginning, it would have saved a lot of tears & anxiety. I am not an easy woman to please, I'm stubborn & always skeptical, but I thank God every ... READ MORE Lee Ann Hudgens Counselor
I can not say enough about the great job that Rob and his team did for me. We went through the process with us being on the east coast. They made it as easy and clear as possible. They made all the timelines discussed and were very helpful. The Davis Team are good people. Robert Shaw
Rob is excellent at what he does and has your best interest at heart. I really didn't have to say anything other than I want what you would want if you were me. That is exactly what I received. First class, no question. Joshua Johnson Home Buyer
I highly recommend Rob Davis for all your mortgage needs. I had issues with three different lenders who all declined my deal. I latter got Robs info from a new build and on the same day he was able to get be pre qualified. We went thru the whole process and closed on time without any ... READ MORE Isaac O. Yeboah Realtor
Thanks to rob and all his friendly staff. Everyone was friendly and helpful. With Rob’s help, we were able to close on our new home in two weeks. James evans
Rob and his team worked tirelessly to get our loan approved. My wife and I are very greatful for the hard work and dedication in helping us get our first house. Christian Phillips
As a first time home buyer, the process can seem overwhelming! Rob and his entire team made this an easy and seamless process. Rob started by getting to know me and my financial situation to ensure I knew what I could afford. He was very responsive, answering all my questions, even on ... READ MORE Kristen Boyd Kristen Boyd First Time Home Buyer
Thank you so much for your help in achieving my first home!!! You made the process so easy for I would recommend you to all my friends and family. Izzy coronel Bartender
Rob is the man to see! Got us through our mortgage with flying colors. Mike Seitts Mike Seitts Owner Red Truck Trading Company and The Grotto Cafe.
Very Pressure to work with you the transition very smooth.I hope I will work with you again in the future. Thank You Anchalee Komsri
Being a first time homebuyer, I was pretty skeptical about a lot of things and I wasn't sure who or what to trust. Rob put me at ease from the get go. I am not sure how many times I texted, called or emailed him and he always made sure my questions were answered. He has a very ... READ MORE Shine Phinao Shine Phinao Wedding/Portrait Photographer
We recently purchased a home and Rob was wonderful! I was a first time home buyer, and Rob went out of his way to walk me through the process. He provided me with all the info I needed, explained my options, did research on the property, and was on the ball the whole way through! I ... READ MORE Brittany Kirkwood Sales Representative
Rob walked us through the process of pre-qualifying and then the final loan approval process. He took a personal interest and was available whenever we needed him, including weekends. He did an awesome job. Thomas Sullivan Facilities Manager
We moved from out of state and had extra questions and concerns about our loan and loan timing. Rob and his team are experts at the loan process here, excellent communicators and flawless and pushing details through. This process helped me get the home I wanted with ease. Great working ... READ MORE Christy Kenyon California to Arizona Honebuyer
What can I say about Rob Davis and his team at AmeriFirst Financial.Nothing but GOOD, he helped us get our financing. His team kept us on our toes with getting all the needed paper work for the processing of our mortgage. They also kept us advised thought out the whole process. ... READ MORE Eduardo Murillo New Home Owner
My boyfriend and I had been trying to get to the process of being able to buy a house for about 3 years before meeting Rob. We had been paying off something damaging his credit and saving any money we could. When we felt we were finally ready we went to Bank of America to get a ... READ MORE Leanne Heer Finally a first time home owner!
Had a great experience as a first time buyer with Amerifirst financial! Ashley Lopez Loan advisor
Now I may not be a seasoned home-buyer on my 4th or 5th+ home and mortgage, but i have to say that working with Rob and his team was a literal 'breeze'. I asked question after question (and likely asked the same again) and every time Rob & Sara and others answered, ... READ MORE Ken Marquis Just a regular guy
Throughout our entire loan process, Rob was always available and responded quickly and thoroughly to our questions. It is great to work with people that figure out how to make things work, not focusing on how things won't work. We were given weekly updates, plus any additional ... READ MORE Janet Akerlind
Enjoyed working the team at Amerifirst Financial Jeanette
Mr. Davis has met and exceeded all expectations my wife and I had going into this house buying thing for the first time. He answered every question we had and explained the full process before and during this event. I would recommend Mr. Davis and his team to anybody needing a smooth ... READ MORE Joseph Sevilliabo Heavy Equipment Operator
Rob Davis and his team were excellent throughout the entire process. If we had questions, he was on it. I have never had an experience this smooth and stress free with a mortgage before. Highly recommended! Matt and Deb Johnson Matt and Deb Johnson Borrowers
Rob Davis and his team are incredibly knowledgeable, organized, personable, and reliable. I wish that all of my clients used them for mortgage services! They are open with communication throughout the entire transaction. They are also up to speed on VA, FHA, and down payment assistance ... READ MORE Jenn Rahn RealtorĀ®
Rob and his team is amazing! Definitely helped keep my stress level down during our move from Colorado to Arizona. He was prompt, informative, and transparent. I would recommend Rob and his team to anyone looking for a smooth transition into home ownership. Michelle Hilger Area Account Manager
The team at AmeriFirst Financial is awesome! We recently bought a new home and they are very professional and answered all of our questions right away to make the process as stress free as possible. We were very pleased with Rob Davis and his team. We highly recommend AmeriFirst Financial! Chris and Rebecca Bowers
Rob was a great help for a first time home buyer like myself! He is very knowledgeable and willing to help however he can. He answered all my questions and got back to me very quickly. I would recommend him to anyone who is in the market to buy a home and needs a loan. Michael T Electrical Engineer
I highly recommend Rob Davis to anyone needing a home mortgage. His expertise and ability to explain the process is invaluable. I was truly satisfied from beginning to the end. Rob solidified why he came recommended especially during close when he suggested not to fund the loan until ... READ MORE Carolyn Campbell Senior Financial Center Specialist
Rob drove miles to collect documents needed for loan. And Sara was very helpful. Allen Nuzik Allen Nuzik Retired
I would like to say from day 1 Rob told us that he could get us into a home when no one else could. He found us a Realtor and took us step by step through the entire process from beginning to end. Rob answered any questions we had any time and always reminded in a timely manner if he ... READ MORE David Bingham
Mr. Rob Davis is an Exceptional Person. Mr. Davis is a very dedicated individual who worked with me and followed through on every part of the process to help me very much for purchasing my first house. He was there and believed in me. Mr. Davis is extremely knowledgeable at what he ... READ MORE Yvonne Smith Yvonne Smith Accounts Payable
It was great working with Rob. He answers all your questions. And he has a team of people working for him that would get you into the right direction. Sanh Nguyen
Rob and his team went above and beyond to make everything possible with our refinancing, not only helped us with reify process .But putting documents together also he's a great financial advisor. I recommend Rob to anyone who's searching for mortgage or refinance. Sara his ... READ MORE Lucas Kingori AZ LUXURY RIDE
Rob was really great to work with. Being a first time home buyer, in the beginning I had a lot of questions, and Rob was always available to answer them. He ensured that I always had updated information throughout the entire process and really did make the process of buying a home a ... READ MORE Tricia Phillips Homeowner
I would like to thank Rob Davis and his team for helping me and my family achieve our goal of home ownership. We are truly grateful and thankful, Rob Davis was awesome throughout the hole process. Rob and his team our so knowlegeable. Thanks again from the Brown Clyde Brown Slot Supervisor
Rob and his team went above and beyond to make everything right with our home purchase. He not only helped us with the loan process but also helped to improve our credit scores to get a better interest rate. Eric Richards Self employed
Rob and his staff made our mortgage process smooth and efficient. Their friendly responsiveness to our concerns was very quick and proactive. Thank you Rob! William Kruger William Kruger William Kruger Farmers Insurance agent
Great team work, all paper work on time, the whole process took almost a month from submitingthe offer to the closing date. Anything I want was ready and they were on top of everything :) Great team. :) Alwan
Rob was so easy to work with. He had documents ready to close about 2 weeks before actual closing. I would recommend Rob to friends and family. You can't go wrong! Michelle Morris Michelle Morris
Rob did such an amazing job helping us buy our first home. I had heard lots of scary stories about buying a home from people in the past that I went into the process a little wary. But as soon as Rob took over all of my concerns and worries were alleviated. He let us know exactly what ... READ MORE Kristina Whitehead Kristina Whitehead Master stylist
Rob and Sara made the financial part of buying our first Arizona home a positive experience, from the preapproval meeting to the final email. They were very responsive to our questions and they were just nice people to work with during this process. We appreciate all they did for us. ... READ MORE Tom and Andrea Jarvi
My wife and I had the absolute pleasure of working with Rob and his staff on the puschase of our home in Anthem AZ. The level of attention given to us was second to none and we were gently guided through the process to make this not only painless but a pleasure. Everything was done on ... READ MORE Joseph Cavaretta
Hello Everyone, I just want to take a moment and tell you all how much I appreciate Rob Davis and his team. They were great from the start of the process all the way until we received our keys to our new home. They were supportive and even after we faced some obstacles they kept ... READ MORE George Angulo Supervisor for Waste Management and Former Member of the Armed Forces.
We weren't sure we could get a home, as our credit wasn't the best and we didn't have much for a down payment. Rob was able to work with us and got us a mortgage for our house. We are so grateful! Rob Schroeder Homeowner
Rob Davis, did an outstanding job helping with closing of my new home. Rob has gone out of his way to make sure he met all of my requirements for purchasing a new home. His dedication to his work and clients was a pleasure to see and be a part of. For anyone thinking of going through ... READ MORE Michael Celis Senior Consultant
Outstanding job for originating and closing our home loan. Thank You Leander Metcalf Certified surgical Technologist
Since interest rates are rising, I knew it was now or never to buy a home but I needed down payment assistance. That's where Rob came in. A busy guy, not easy to catch on the phone during my lunch break but once I did and had a brief initial phone discussion, everything else was ... READ MORE Roy Edwards
My family and I had a great experience working with rob and his crew! Keep up the great work. I will always recommend Rob Davis #1 on my list. Fermin L
We were recommended to Rob by a friend that usually doesn't refer people but couldn't say enough about him. He was pleasant to work with and knowledgeable about anything that I had a question about (and there were a lot of questions). His staff seems to love doing this work as ... READ MORE Aaron Frederick Electrical Contractor
Rob and his team are absolutely wonderful! Rob is very professional and extremely knowledgeable and guided us through the loan process in a precise and educational manner. They made the process enjoyable and trustworthy. I highly recommend Rob & his team to get the job done. An ... READ MORE Caleb Croom Program Supervisor of MARCCR
Rob and his staff as well as everyone he put me in touch with that assisted with my loan were absolutely wonderful! Rob was very professional and extremely knowledgeable and guided me through the loan process in a precise and educational manner. He always answered my questions and ... READ MORE Kristina Murray Account Manager
Rob and his team did an Amazing job! I gave them a very small window of time that I needed everything to fall within and they were able to get it done. Im sure they put in extra hours to make sure our mortgage all when through for my Family to be able to move into our house on ... READ MORE Shaun M Leary Shaun M Leary Owner of Celtic Elevator
It was very easy working with Rob and his team. They have every step in order so you can see where you are at in the process. I would highly recommend Rob to my family and friends. John Wallace
Rob did an amazing job for my wife and I when no one else could. His projections were correct and his staff was efficient in answering any question we had. We will definitely be working with them again. Michael Maze Engineer
Rob Davis and his team do an excellent job of taking care of every detail and getting things done quick! What impresses me the most is Rob's desire to help people - always making sure it is a win/win for everyone involved. Highly recommended! Ross Ferraro Realtor/Investor
Rob was always available, professional and very kind during the process of our refinancing. His staff was also great!! The process of refinancing was long and tedious but that is due to all the hoops one has to jump through with all the regulations. Glad to have used Rob and his team. James and Eileen Wraith
I started working with Rob a few months ago, started with a refi for my sisters. I sent them my lender that I have closed multiple deals with, but sisters always like to shop. So one of them new Rob from her past and sat down to talk with him and was super impressed, I wasn't so ... READ MORE Shaun Sayegh Shaun Sayegh Realtor
I am sure that Rob Davis and her work team are a great professionals group. He is a very generous and dedicated. He love his profession. I think that R. Davis is perfect officer lender that a know. Shall I recommend 100%. Amed Pupo Rodriguez
Rob was fantastic! He made the whole process very easy and straightforward while answering each and every question that my wife and I had. I could not recommend using him more highly than I do. If you choose to use someone else for your home mortgage needs, you are making a big mistake! Thomas Johnson Supervisor at a Financial Company
Rob did a fantastic job for us and would definitely recommend to anyone looking to purchase a home. Martin McKinley Retired
I'm a new real estate investor which really means inexperienced! I was trying to purchase multiple properties, only 1 of which was with Rob. Rob and his team (Irish Rogers) not only took the time to walk me through their process but helped me navigate my other deals as well. ... READ MORE Kelly Zimmerman Real Estate Investor
Rob did a wonderful job for us. He kept us in the loop every step of the way and made it so easy for us to purchase our home. I wholeheartedly recommend Rob for your home financing. Mark Adams Teacher
I have completed many transactions with Rob. Never once has any one of my buyers been declined. He is very dedicated and excellent at what he does. He also has a great support staff. When he says he will do something expect it to be done, no excuses. I highly recommend Rob for ... READ MORE Chris Mahatadse Chris Mahatadse Associate Broker Realtor
Rob Davis helped me out tremendously throughout the entire home buying process. He was very easy to reach if I had any questions, and if he wasn't available he would always return my call promptly. I highly recommend Rob Davis to help you with any of your loan needs. Marcus Santa Cruz Firefighter
Since the day I met Rob I have had what I believe to be the absolute BEST lending experience since I began work in real estate. He has brought more to the table than any other lender in my prior experience. For the first time I feel I have a team member from the lending industry ... READ MORE Lize S. Vescovi Lize S. Vescovi Realtor
Rob was very helpful in the process, he helped me get my credit score up quickly so I could purchase a home. So now I have what I wanted a house with a pool I couldn't be happier. Thanks Rob Patricia

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